A.M. Best has confirmed the A+ (Superior) rating of CSI and CSI Life, effective October 7, 2016. Financial stability from a Medicare Supplement insurer is paramount, and CSI and CSI Life have been the definition of stable for our industry. According to their press release, the ratings “reflect CSI’s excellent risk-adjusted capitalization, consistently profitable performance, strong…
We’ve now finished incorporating ALL summary of benefits data for ALL 2017 Medicare Advantage plans on our Medicare Quote Engine! I’ve always believed up-to-date information is essential to your success and our applications reflect that! Now you compare the benefits for any 2017 plans side by side, just select the year you want in…
eHealth’s stock is poised to rise this morning as the company reported strong earnings last night. On the conference call, they shared that their strategy of investing heavily in Medicare, while managing Individual and Family plans for profitability is working quite well. Their overall Medicare membership jumped 42% from 155,000 to over 220,000,…
On Friday, I gave my annual State of the Senior Market address to 500 agents from across the country. You can watch a recording here, but if you’d like a quick summary, here are some of the highlights: Ritter Year in Review
America’s Health Insurance Plans (AHIP) has released their report on Medigap 2014 Enrollment. You can view the full report, by clicking here. For your quick reading, I’ve highlighted some of the report’s findings below and provided some of my thoughts and conclusions on the discoveries and the future of Medigap. Overview of Medigap Enrollment As…
Millions of Americans that choose to receive Medicare Part B benefits may finally be able to sleep a little more peacefully at night. On November 2, President Obama signed the Bipartisan Budget Act of 2015 into the law. Among many things, the law cuts the expected increase in Medicare Part B premiums from a…
Scope of Appointment documentation is required for ALL face-to-face marketing appointments with individual beneficiaries, regardless where the appointment takes place. Group sales presentations (formal and informal CMS filed sales events) do not require the documentation because the scope of products that will be discussed should be indicated on all event advertising materials. The documentation must…
Due to the combination of little to no inflation in 2015 and the Social Security “hold harmless” provision, annual standard Part B premiums are projected to increase by more than $650 in 2016 for millions of Americans that choose to receive Medicare Part B benefits. So, will your clients be part of the group paying as…
Here is a link to the June 2015 edition of Gen Re’s “Bulletin”. Shout out to cedwards on the insurance-forum.net boards for posting this!! Lots of good information for Medicare Supplement producers, as Stacy Varney of Gen Re discusses a survey of 1,750 Medicare Supplement buyers broken down into two categories: 65 years old and…
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