UnitedHealth Warns It May Exit ACA Market

Posted by & filed under Affordable Care Act, Health Care Reform, Uncategorized, United Healthcare.

There’s more trouble in the Affordable Care Act waters. UnitedHealth Group, the largest insurer in America, downgraded its earnings forecast for 2015, claiming its marketplace plans were thumping its bottom line. In short, UnitedHealth questioned the long-term stability of it’s exchange business and expressed an unwillingness to subsidize the business going forward. According to…

Medicareful is Your Chance to be Bold

Posted by & filed under Medicare, Uncategorized.

One of our major accomplishments in 2014 was building a multi-plan, CMS-accepted website for our agents. Problem was, the website was generic. Agents asked us to add plan-specific information, premiums, benefits, deductibles and WE LISTENED!! Now, after two years of development and compliance investments, we are VERY PLEASED to release the latest version of Medicareful.com,…

2016 Medicare Parts A & B Premiums & Deductibles

Posted by & filed under Medicare, Uncategorized.

On November 10, the Centers for Medicare and Medicaid Services (CMS) announced the 2016 Medicare Parts A and B premiums and deductibles. You can view the all the details by clicking here. For your convenience, I’ve highlighted some of the most important information below. Part A Premiums & Deductibles Beneficiaries will pay an annual deductible…

PACE Act Revises ACA Definition of “Small Employer”

Posted by & filed under Affordable Care Act, Uncategorized, Under 65.

There’s some good news for business owners with 51-100 employees. On October 7, 2015, President Obama signed the Protecting Affordable Coverage for Employees (PACE) Act into law, revising the definition of “small employer” in the ACA. Under the original ACA provision, lawmakers defined “small employer” as a business with one to 50 employees. This…

The Value of Using In-Network Providers

Posted by & filed under Medicare, Uncategorized.

It’s no secret that health care costs are in constant flux, and rising faster than anticipated. A new report from America’s Health Insurance Plans (AHIP) details the discrepancy for in-network Medicare payment versus out-of-network physician or specialist charges. According to the report, consumers can expect exorbitant charges for out-of-network medical services; we’re talking an average…