Ritter Insurance Marketing, Craig Ritter

Should You Continue Selling Medicare Supplement (Medigap) Plan E, Plan H, Plan I and Plan J ??

I’ve had a number of questions from agents regarding the wisdom of continuing to offer Medigap plans E, H, I and J (Plan High Deductible J would also fall into this category, but I think this is widely sold). As an aside, if you’re not aware that Med Supp plans are changing, type “Medigap Modernization”…

11 Jun 09
Posted By:

Recorded Training on Scope of Appointment Form Available for Playback

Earlier today I conducted a brief, 25-minute training on the Scope of Appointment form which is used in advance of a Face to Face meeting with a Medicare Beneficiary when marketing a Medicare Advantage or Medicare Prescription Drug plans. You are welcome to listen to the Playback of the call at your convenience by visiting…

11 Jun 09
Posted By:

Family Life files Medicare Supplement Rates in California (CA), Idaho (ID), Oklahoma (OK) and Oregon (OR)

Family Life recently filed a Medicare Supplement product in the states of California, Idaho, Oklahoma and Oregon.  If you are a licensed agent and would like to learn more about Family Life and  review the proposed rates, commissions and licensing information, please call our office at 800-769-1847 (extension 4 for Marketing) or

COBRA Law Changes by State

Many states made improvements to their continuation laws so that displaced workers who worked for small businesses could take better advantage of federal health insurance premium assistance. Click for a complete list of states and their actions.

11 Jun 09
Posted By:

10 Great Reasons to Do Business with Universal American!

Universal American is committed to providing affordable Medicare Advantage (MA plans, its Today’s Options Private Fee-  (PFFS) plan, and Medicare Prescription Drug Plans (PDP) Community CCRx and PrescribalRx to today’s senior market. Here is the link to the article.

10 Jun 09
Posted By:

Health Bill Highlighted as Vehicle for Long-Term Care

The Caucus Room of the Russell Senate Office Building, is where Senator Edward Kennedy’s health committee decided to host a briefing yesterday on how its health-reform bill could transform life for people with disabilities and create a new national long-term care insurance plan.  Kennedy was absent from the briefing. Click for complete article.

10 Jun 09
Posted By:

2009 Medicare Advantage and Prescription Drug Program Agent and Broker Compensation Refinements and Compensation Rate Adjustment for 2010

Over the weekend, I blogged about this topic and promised to post the full document. Here is the CMS Letter. For agents looking for information on Initial versus Replacement commissions:  July 2nd, 2009 UPDATE:  Final Guidance is IN!!!

10 Jun 09
Posted By:

Ritter Insurance Marketing Announcing a “Monumental” Opportunity!

Ritter Insurance Marketing is excited about an upcoming webinar on Monumental Life’s Final Expense Solutions product.  Join us on Tuesday June 23rd at 2:00 EST to learn about this excellent opportunity. Whether you are currently licensed or looking to expand into the Final Expense Marketing, you won’t want to miss this Webinar. Webinar Agenda:  Why…

10 Jun 09
Posted By:

House Healthcare Reform Plan Would Ditch SGR

Here is a link to the article. The Sustainable Growth Rate (SRG) came about from the Deficit Reduction Act of 1997.  DRA is responsible for the mandated cuts in the Physician’s Fee Schedule.  The CY 2009 fix to the Physician’s Fee Schedule is what brought about the Medicare Improvements for Patients and Providers Act…

9 Jun 09
Posted By:

Cigna Announces 2010 Medicare Advantage Private Fee for Service (PFFS) and Stand Alone Prescription Drug Plan (PDP) Filed Premium and Benefit Information for Agent Use Only

Editor’s Note:  Click here for an update on agent use plan data. Filed Premium and Benefit information for Cigna Medicare Services are available to Licensed Insurance Agents. If you are a registered user of our website and, therefore, have been verified as a Licensed Insurance Agent, please e-mail Dave in…

9 Jun 09
Posted By:

© Ritter Insurance Marketing