The 2009 Open Enrollment Period will end on March 31st, 2009.
As this year’s OEP comes to a close, keep in mind that you must receive, sign and date all applications BEFORE midnight, March 31st, 2009 in order for your client to get a April 1st, 2009 effective date and avoid the “lock in”.
Remember, you must sign and date each application as soon as you receive it. This includes applications mailed to you.
All applications for a 4/1/2009 effective date must be delivered to the Company within 48 hours. This means that the application must be RECEIVED BY THE COMPANY no later than 4/2/2009. If you are close to the deadline, we encourage you to FAX applications, if possible, and RETAIN PROOF OF THE DELIVERY OF THE FAX!!
We ask that, if you are required to send your applications to Ritter Insurance Marketing (Aetna, Health Net), please have the applications to our office by Wednesday, April 1st, so we have 24 hours to get them to the carrier.