Ritter Insurance Marketing, Craig Ritter

Agent’s Guide to Election Periods: AEP, OEP and SEP

United Heatlhcare put out a great resource on “Election Periods Available to Medicare Beneficiaries”, that would be good for any agent who sells Medicare Advantage with any company.  Includes detailed information about the “like to like” plan changes during OEP (1/1/09-3/31/09) as well as over 30 Special Election Periods with pretty full descriptions. You can…

18 Dec 08
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Evercare Announces New Physician Verification Fax form for Chronic Special Needs Enrollments

You will find the fax form in our “Resource Center“.  Company = United Healthcare; Resource = Application; Product = Medicare Advantage

18 Dec 08
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Coventry Medicare Advantage Commission News

No, they are not approved by CMS, but we do have one piece of good news and one piece of not so good news. See our Coventry Commissions Page for more details!

  • There will be an increase on PFFS renewals for business sold in 07 and 08 and renewing in 09.
  • Coventry will…
    18 Dec 08
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Humana Medicare Supplement increase in New Hampshire (NH)

This increase is posted at our Resource Center.  Company = Humana; Product = Medicare Supplement; State = NH

18 Dec 08
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Royal Neighbors decreases Guaranteed-Term Fixed Annuity Rates

The new 5 year and 6 year rates are still competitive (over 5%) with a 5 and 6 year surrender charge (no gimmicks). To see the new rate sheet, log into agent gateway, click on resources and select Royal Neighbors/Rates/Fixed Annuities.

18 Dec 08
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Humana Medicare Supplement Rate Increase Notice for the States of Delaware (DE), Kentucky (KY), North Carolina (NC), North Dakota (ND), Pennsylvania (PA) and Utah (UT), effective 2/1/09

Details on the % increases for these plans are available to insurance agents registered with our website by logging into Agent Gateway, selecting Humana as company and “Rates” as the Resource Type along with the applicable state. To be clear, this applies to the MEDICARE SUPPLEMENT product, NOT Medicare Advantage or Part D.

18 Dec 08
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Great American Companies Consolidate Broker Sold Medicare Supplement

In an effort to simply their Medicare Supplement offerings, Great American is reducing the number of broker sold Medicare Supplement products available where they have multiple products available in one state.  The Great American companies include:  Central Reserve Life (CRL), Continental General, Provident American, Loyal American, Great American and United Teacher Associates (UTA). To access…

18 Dec 08
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