Ritter Insurance Marketing, Craig Ritter

Welcome to Medicare Guide

This is a great little guide that I was turned onto by David in Nevada (Thanks David!).  He likes to use it not only for his “New to Medicare” clients, but for virtually all of his Medicare clients.  It breaks down Medicare into 4 decisions:

  • Whether or not to take Part B
  • Whether to choose Medicare…
    29 Nov 09
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  • United of Omaha Medicare Supplement (Medigap) Rates in Texas (TX)

    Effective 1/1/2010, United of Omaha will change Medicare Supplement rates for the state of Texas.  This will only apply to applications signed on or after 1/1/2010 (not necessarily for business “effective” 1/1/2010).  This will apply to new business only. For details, visit our Resource Center (Agent Login Required):

    Major Medicare Supplement Carrier Announces 2010 Rate Adjustments in 40 States

    The states impacted are as follows:  AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, KS, MD, ME, MI, MN, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SD, TX, WI, WV and WY. To find the rate adjustments, go to our…

    28 Nov 09
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    GAO Report that Deficiencies in Internal Controls of Contract Management are Pervasive at CMS

    The Government Accoutability Office (GAO) issued a report in October 2009 which concluded that, “The continuing weaknesses in contracting activities and limited progress in addressing known deficiencies raise questions concerning whether CMS management has established an appropriate “tone at the top” regarding contracting activities.  Until CMS management addresses our previous recommendations in this area, along…

    27 Nov 09
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    California Department of Insurance Insurance Agent Licensing and Renewal Regulations Change on January 1st, 2010

    Agents in California should be aware that the CA DOI is changing their processes for New Licensing of Insurance Agents and Renewing existing licenses to handle these transactions “online”.  Click here to view the announcement-> Notice-AB800

    24 Nov 09
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    Humana CEO, Mike McCallister, Interview with the Wall Street Journal

    Here is a WSJ.com interview of Humana’s CEO, Mike McCallister.  Mike talks about what Humana is doing to hold down costs in the Medicare Advantage market and Health Care Reform in general.

    23 Nov 09
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    House of Representatives Passes “Doc Fix” Bill to Increase Medicare Reimbursements for Physicians

    This failed in the Senate, primarily because it is totally unfunded.  The cost of the bill is estimated at $200 Billion or so to reverse the “Sustainable Growth” of Medicare which was established in the 1997 Deficit Redution Act.  Here is an article with more detail from the New York Times. There’s been some…

    22 Nov 09
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    Senate Passes Cloture Vote; Debate on Health Care Bill to Begin after Thanksgiving Recess

    The Senate needed all 58 Democrats and 2 Independents to pass Cloture and get the Health Care Bill to the floor of the Senate.  A couple of days ago, there were two Democratic Senators who hadn’t made up their minds.  Senator Landrieu of Louisana was brought on board with a $100 million gift to…

    22 Nov 09
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    KSKJ Life Medicare Supplement (Medigap) Premium Rate Increase Effective 12/1/2009 for the State of Pennsylvania (PA)

    KSKJ will be increasing their Medicare Supplement rates in the state of Pennsylvania effective 12/1/2009.  To access important information on the rate increase and the new rate sheet, please visit our Resource Center and enter the following:

    • Company = KSKJ Medicare
    • Product = Medicare Supplement
    • State = PA
    21 Nov 09
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    Continental Life Medicare Supplement Rate Increase Effective 1/1/2010 for the State of Minnesota (MN)

    Genworth is taking an increase on it’s Minnesota Medicare Supplement product for all new business after 12/1/2009 with an effective date of 1/1/2010 or later.  To access details on the rate action and the new rate sheets, visit our Resource Center and enter the following:

    • Company = Continental Life
    • Product = Medicare Supplement
    • 21 Nov 09
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