Ritter Insurance Marketing, Craig Ritter

Overview of Medicare Marketing Guidelines 2016 Changes

I’ve completed my first read through of the 2016 MMG. This blog post will act as a “living” document as I continue to get feedback from insurance companies on how they interpret these changes. I’m certainly going to lay things out as best I can, but sometimes when reading these changes, CMS provides a little…

5 Jul 15
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Aetna Acquires Humana for $37 Billion

Here are some details from Yahoo Finance. This deal, if approved by regulators, would push Aetna to the No. 1 position in the Medicare Advantage space and would significantly increase their position in ACA and Tricare business. It would also vault Aetna to the No. 2 position overall as a health insurer, vaulting Anthem. United Healthcare…

3 Jul 15
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CMS Releases 2016 Medicare Marketing Guidelines

CMS released the 2016 MMG early this evening. We will be reviewing the changes over the next week or so and providing an overview of significant changes that impact insurance agents. Here is a link to the MMG.

2 Jul 15
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State Exchanges Struggling As Federal Funds Dry Up

Though states with their own health exchanges weren’t affected by Thursday’s Supreme Court decision, they are still struggling with financial worries. Federal start-up money has stopped flowing into state exchanges, and so, states must now rely on their own funding methods. With the passage of the Affordable Care Act, roughly $5 billion was set aside to…

2 Jul 15
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MA Enrollment on the Rise despite ACA Payment Reductions

In an attempt to limit over-payments to Medicare Advantage plans, the Affordable Care Act (ACA) of 2010 decreased payments to these plans. Despite concerns these reductions would decrease Medicare Advantage enrollment, data in a June 2015 issue brief from The Henry J. Kaiser Family Foundation shows Medicare Advantage enrollment has increased. Here’s a quick summary…

2 Jul 15
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Gen Re Bulletin: Must Read for Med Supp Producers

Here is a link to the June 2015 edition of Gen Re’s “Bulletin”. Shout out to cedwards on the insurance-forum.net boards for posting this!! Lots of good information for Medicare Supplement producers, as Stacy Varney of Gen Re discusses a survey of 1,750 Medicare Supplement buyers broken down into two categories: 65 years old and…

2 Jul 15
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Health Net Acquired by Centene

This could be the first shoe to drop in a series of anticipated consolidation that includes the largest health insurers in the nation. Here is the link to the LA Times story.  

2 Jul 15
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Gov. Wolf to Drop Exchange Proposal

Earlier this month, Gov. Tom Wolf proposed setting up a state-based health insurance exchange, hoping to be prepared if the Supreme Court were to strike down subsidies to residents in states without their own exchanges.

In light of today’s news — a 6-3 vote upholding subsidies for qualified residents in all 50 states — Wolf’s proposal will be tossed.

25 Jun 15
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