Ritter Insurance Marketing, Craig Ritter

Cigna Hit with CMS Sanctions

CMS has imposed sanctions on Cigna suspending the enrollment of new customers in their Medicare Advantage and stand-alone Prescription Drug Plans. For the time being, agents must cease marketing to and contracting potential enrollees on behalf of Cigna-HealthSpring. Current enrollees in Cigna MA or PDP plans will not be affected. Based on prior cases, CMS…

22 Jan 16
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The Impact of Omnibus on Health Insurance Agents

Last week, President Obama signed the 2016 Omnibus Bill to keep the government funded through September 30, 2016. The bill passed the Senate by a vote of 65-33 and passed the House by a vote of 316-113. So, what is the impact of this bill for Health Insurance Agents and what will the…

20 Dec 15
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Clover Health Receives $35 More in Investment Funds

Bold upstart health insurer Clover Health has received another $35 million in capital funding to pair with $100 million received in September. Why are investors so keen on this small Medicare Advantage insurer out of New Jersey? Clover’s innovative approach is focused on connecting patient data with care. The company’s technology is programmed to…

17 Dec 15
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Agents Serve as a Valuable Resource for Marketplace Shoppers

The Open Enrollment Period is well underway. Affordable Care Act (ACA) insurance exchanges opened on November 1, and millions of uninsured Americans only have a few more weeks to find coverage for 2016. Throughout this short period of time, agents and brokers act as a valuable resource among health insurance shoppers. ACA agents and…

17 Dec 15
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Will the Cadillac Tax be Delayed by the End of 2015?

It’s possible that, by the end of the year, the Cadillac Tax could be delayed yet again. Lawmakers are currently in the process of determining the size of a year-end tax package. A smaller package would merely extend the expired tax breaks. However, a larger package deal would include other items like a two-year postponement of the…

17 Dec 15
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ACA Repeal Package Passed by Senate

Republicans have moved one step closer to fulfilling one longstanding promise to voters. For the first time in history, the Senate passed a bill repealing large portions of the Affordable Care Act (ACA). On December 3, the Senate passed the ACA repeal package with a vote of 52-47. Since it was tucked inside the budget…

17 Dec 15
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ACA Tax Penalty to Be More Strictly Enforced in 2016

Shoppers aren’t getting off the hook this year. The federal government has announced that there will be no tax season break for ACA enrollment in 2016. Therefore, people who don’t have health coverage by January 31 risk receiving a hefty penalty when they file taxes in 2017. The Affordable Care Act (ACA) of 2010 required…

17 Dec 15
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State Attorney General Joins FTC in Hospital Merger Opposition

Pennsylvania State Attorney General Kathleen Kane is joining the Federal Trade Commission in a legal block against the proposed merger between Penn State Milton S. Hershey Medical Center and PinnacleHealth System. After reviewing the merger request, the FTC determined that a union of the two largest health systems in Harrisburg area would inflate health costs…

17 Dec 15
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