Please feel free to add any comments to any of my blog posts. I don’t intend to be a censor of the posts, however, in an effort to keep things professional and postive, I’m going to impose a few ground rules:
1. No profanity. I define profanity as anything I wouldn’t say in front of my kids (1, 6 and 7). In addition, I can “fill in the blanks” so don’t use $%*#&$. Not necessary in my opinion.
2. No personally identifying information. If you post your e-mail address, phone number, mailing address, etc., I will take down your comment. Feel free to link to a website, if you like.
3. This is not intended to be a political blog. Obviously, there is some politics involved in the insurance business. Try to keep this in proper balance.
4. I read every comment but I simply don’t have the time to reply to each of them, so please don’t take my lack of response as lack of appreciation!
5. I take no responsibility for any comments other than my own!
Once Universal Healthcare is approved in the United States, there will only be 1 payor, there will be no more Medicare or Medicaid. I wonder if somehow Health Insurance can survive, perhaps insurers can offer supps, all though I do not think our government will allow it.
Craig,
Do you have any idea when CMS will release the second half of the AEP commissions
Wendell, I could not agree more. I’ve been waiting to hear someone picking up the 1st amendment issue.
Imagine a client asks you about MA plans and you tell them that a government agency has required you sign a form and then wait 48 hour before you can discuss it with them.
It’s seems so ridiculous I don’t know whether to laugh or cry.
I might post something on this on my MA “rant” page this weekend. I want to find the actually wording by CMS so I can be accurate.
If you are so inclined check it out.
http://medicareadvantageplan.blogspot.com/
PS. Sorry for the “a” word in another response. (I actually cleaned it up to get to that.)
I wonder if anyone has begun to think about how much these CMs rules are infringing on our rights as individuals and our right to do business in this Country. Case in point, when have you ever been told that you can’t stop to see someone about insurance until CMS says so. When is it not our right in accordance with free speech to be able to to do a proper job of discussing and comparing plans to our clients whenever they want us to so they can make objective choices? When did we as agents loose our civil rights to do business without restriction of free trade? CMS has, if you think about it, just taken our rights away as US citizens. Stock Brokers can call and go see anyone they want, Mortgage Brokers can also, in fact anyone can except Insurance Agents. If ever there was a time for us to unite as a national lobby it’s now. Believe me this movement is underway and you will find that help is on the way.
Wendel,
Please see my latest post http://blog.ritterim.com/2009/05/22/cms-guidance-on-scope-of-appointment-form/comment-page-1/#comment-2193