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A bipartisan, companion Senate bill to House bill H.R. 1206, which proposed excluding insurance agent compensation from medical loss ratio (MLR) calculations will be introduced in the next few days.   Some of the more notable changes to House bill would be removing commissions from the MLR calculation for small group and individual health programs.  Commissions [...]

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Do you need insurance product training? RitterIm.com has an up-to-date posting of all the top carriers’ trainings on our event calendar. Registration is “one click” away at Ritter Insurance’s “Events’ Calendar”! (You must be logged in to register!) Monday, January 2, 2012; No scheduled trainings at this time. Tuesday, January 3, 2012; Baltimore Life Silver [...]

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Yesterday, CMS announced that there will be coverage under Medicare’s preventative benefits for obesity counseling.  Here is a link to their press release with detailed information. The therapy sessions can last for up to one year with more frequent sessions early in the year and sessions become less frequent as the year progresses (roughly 20 [...]

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Here is the story for the Washington Post.  President Obama appointed Dr. Donald Berwick using a recess appointment in July of 2010.  His recess appointment was set to expire on December 31st, 2011.  In the face of heavy Republican opposition to confirm his appointment, Dr. Berwick announced his resignation effective December 2nd. The White House [...]

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Republican Presidential nominee hopeful, Mitt Romney, announced some specifics with regards to how he would overhaul the Medicare system.  His proposal looks similar to Paul Ryan’s proposal with a big difference in that Medicare beneficiaries would be allowed to stay on the Original Medicare system, if they so chose. The Politico covered the story.

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Coventry Health Care, Inc. announces that is has joined in partnership for 2012 with the nation’s largest and best known names in retail and pharmacy Walgreens, Walmart, and Target to offer a novel Medicare prescription drug plan known as First Health Value Plus (PDP).  As Coventry’s newest Medicare Prescription Drug Plan, First Health Value Plus [...]

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Ritter Insurance Marketing is committed to bringing tools to help with your sales. Below are two articles that do just that. Five Reasons to Be Optimistic About Medicare Plans – and Five Reasons to Worry http://www.asjonline.com/Exclusives/2011/8/Pages/Five-Reasons-to-be-Optimistic-about-Medicare-Plans–and-Five-Reasons-to-Worry.aspx Boosting Sales with More Comprehensive IDI Policies http://www.asjonline.com/Exclusives/2011/8/Pages/Boosting-Sales-with-More-Comprehensive-IDI-Policies.aspx

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Ritter Insurance Marketing is committed to bringing tools to help with your sales. Below are two articles that do just that. The Medicare Challenge: How to Find the Best Coverage for Your Clients http://www.asjonline.com/Exclusives/2011/8/Pages/The-Medicare-Challenge-How-to-Find-the-Best-Coverage-for-Your-Clients-.aspx  Fixed Index Universal Life: Time for a Second Look http://www.asjonline.com/Exclusives/2011/8/Pages/Fixed-Index-Universal-Life-Time-for-a-Second-Look.aspx

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Ritter Insurance Marketing is committed to bringing tools to help with your sales. Below are two articles that do just that. The Medicare Maze http://www.asjonline.com/Issues/2011/8/Pages/The-Medicare-Maze.aspx The New Fiduciary Rule: Unintended Consequences http://www.asjonline.com/Exclusives/2011/8/Pages/Department-of-Labor-Fiduciary-Rule-Major-Unintended-Consequences.aspx

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Do you need insurance product training? RitterIm.com has an up-to-date posting of all the top carriers’ trainings on our event calendar. Registration is “one click” away at Ritter Insurance’s “Events’ Calendar”! (You must be logged in to register!) Monday, August 15th; Health Option One Product Overview and Training webinar is open to all agents. Universal [...]

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