Ritter Insurance Marketing, Craig Ritter

Clover Health Receives $35 More in Investment Funds

Bold upstart health insurer Clover Health has received another $35 million in capital funding to pair with $100 million received in September. Why are investors so keen on this small Medicare Advantage insurer out of New Jersey? Clover’s innovative approach is focused on connecting patient data with care. The company’s technology is programmed to…

17 Dec 15
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Highmark MA Members Retain Access to UPMC

More than 182,000 seniors in Western Pennsylvania can breathe a sigh of relief. The Pennsylvania Supreme Court has issued a ruling that Highmark Medicare Advantage members will have in-network access to all UPMC hospitals until 2019. With less than a week left in the Medicare Annual Enrollment Period, the timing couldn’t be better for…

3 Dec 15
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Medicareful is Your Chance to be Bold

One of our major accomplishments in 2014 was building a multi-plan, CMS-accepted website for our agents. Problem was, the website was generic. Agents asked us to add plan-specific information, premiums, benefits, deductibles and WE LISTENED!! Now, after two years of development and compliance investments, we are VERY PLEASED to release the latest version of Medicareful.com,…

20 Nov 15
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2016 Medicare Parts A & B Premiums & Deductibles

On November 10, the Centers for Medicare and Medicaid Services (CMS) announced the 2016 Medicare Parts A and B premiums and deductibles. You can view the all the details by clicking here. For your convenience, I’ve highlighted some of the most important information below. Part A Premiums & Deductibles Beneficiaries will pay an annual deductible…

20 Nov 15
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AHIP Releases Report on 2014 Medigap Enrollment

America’s Health Insurance Plans (AHIP) has released their report on Medigap 2014 Enrollment. You can view the full report, by clicking here. For your quick reading, I’ve highlighted some of the report’s findings below and provided some of my thoughts and conclusions on the discoveries and the future of Medigap. Overview of Medigap Enrollment As…

9 Nov 15
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Bipartisan Budget Act of 2015 Eases Increase in Part B Premiums

Millions of Americans that choose to receive Medicare Part B benefits may finally be able to sleep a little more peacefully at night. On November 2, President Obama signed the Bipartisan Budget Act of 2015 into the law. Among many things, the law cuts the expected increase in Medicare Part B premiums from a…

9 Nov 15
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The Value of Using In-Network Providers

It’s no secret that health care costs are in constant flux, and rising faster than anticipated. A new report from America’s Health Insurance Plans (AHIP) details the discrepancy for in-network Medicare payment versus out-of-network physician or specialist charges. According to the report, consumers can expect exorbitant charges for out-of-network medical services; we’re talking an average…

28 Oct 15
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Refresh Yourself on Scope of Appointments for 2016

Scope of Appointment documentation is required for ALL face-to-face marketing appointments with individual beneficiaries, regardless where the appointment takes place. Group sales presentations (formal and informal CMS filed sales events) do not require the documentation because the scope of products that will be discussed should be indicated on all event advertising materials. The documentation must…

5 Oct 15
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Are Your Clients’ Part B Premiums About to Skyrocket?

Due to the combination of little to no inflation in 2015 and the Social Security “hold harmless” provision, annual standard Part B premiums are projected to increase by more than $650 in 2016 for millions of Americans that choose to receive Medicare Part B benefits. So, will your clients be part of the group paying as…

9 Sep 15
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Torchmark Corporation Faces CMS Sanctions

The Centers for Medicare & Medicaid Services (CMS) is imposing intermediate sanctions on Torchmark Corporation and its carriers First United Life Insurance and United American Insurance Company. Due to several noncompliance issues, CMS has placed a suspension on Torchmark’s enrollment of beneficiaries and marketing to beneficiaries for Prescription Drug Plan Contract Numbers S5580 and S5755….

4 Sep 15
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