Ritter Insurance Marketing, Craig Ritter

Recap of Affordable Care Act Enrollment for the 2018 Plan Year

From 2017 to 2018, enrollment in Affordable Care Act (ACA) plans dropped by 3.7 percent. For the 2018 plan year, a total of 11.8 million people signed up for ACA plans, compared to last year’s 12.2 million enrollees. Prior to open enrollment, the advertising budget for the Affordable Care Act was decreased by 90…

2 Apr 18
Posted By:

Health Insurance Exchange Enrollment Trends

CMS recently released two reports that shed some light on health insurance exchange enrollment trends and why shoppers leave exchange plans. 2017 Effectuated Enrollment Report Findings To get a precise count of enrollees, it’s more accurate to look at the number of people who have paid their premiums than it is to look at the number of…

15 Jun 17
Posted By:

CBO Publishes AHCA Estimate

The Congressional Budget Office (CBO) recently released their much-anticipated cost estimate on H.R.1628, the House-passed version of the American Health Care Act (AHCA). Together with the Joint Committee on Taxation (JCT), the CBO estimated that the most current version of the AHCA bill would:

Aetna CEO Sparks Single-Payer Health Care Discussion

During a recent private meeting with shareholders, Aetna CEO Mark Bertolini suggested Americans should start the discussion about single-payer insurance, but does it mean what we think it means? Leaked discussion reports him saying, “Single-payer, I think we should have that debate as a nation.” Why would the CEO of America’s fifth-largest private insurance company…

1 Jun 17
Posted By:

CBO Estimate for House-Passed AHCA Expected Soon

UPDATE: The CBO published their estimate on May 24. Read the key takeaways here. The Congressional Budget Office (CBO) is expected to release a cost estimate on the newest version of the American Health Care Act (AHCA) next week. On May 4, The House voted 217-213 to approve the bill without a cost estimate. In…

16 May 17
Posted By:

HHS Cuts ACA Open Enrollment Period in Half

The Department of Health and Human Services amended a few Affordable Care Act rules in an effort to stabilize the current marketplace. Among the major changes is a shrinking of the annual open enrollment period and more strict requirements surrounding special enrollment periods. Open Enrollment The annual open enrollment period for 2018 will begin earlier, opening…

19 Apr 17
Posted By:

2017 State of the Senior Market: In Review

Last Tuesday, I gave my annual State of the Senior Market address to 370 agents from across the country. You can watch a recording, but if you’d like a quick summary, read on for some of the highlights!

8 Mar 17
Posted By:

Consumer Group Scrutinizes Trump Medicare Promises

As the annual rate-notice announcement from the Centers for Medicare & Medicaid Services nears, beneficiaries are preparing to fight for their coverage. In February, CMS will inform consumers about changes to Medicare Advantage costs and coverage, as well as overall funding. President Trump made promises during his campaign to protect the Medicare Advantage program, and…

23 Jan 17
Posted By:

New Limits Placed on Short-Term Health Plans

Short-term health plans are now limited to a period of time no longer than 3 months. The final rule was recently issued by the Department of Health and Humans Services (HHS), the Department of Labor (DOL) and the Internal Revenue Service (IRS). With the inception of the Affordable Care Act, short-term health plans, whose cost…

29 Nov 16
Posted By:

Boosting the ACA Single Risk Pool

Maintaining the single risk pool has been one of the biggest challenges of the Affordable Care Act. Health and Human Services (HHS) recently proposed a change that aims to boost the ACA risk pool by limiting individual short-term health coverage. In planning stages, the ACA single risk pool was made up of primarily healthy…

31 Aug 16
Posted By:

© Ritter Insurance Marketing