The New Face of Identity Theft

Posted by & filed under News.

Forget your credit cards or social security number. Health care records are the latest target for hackers looking to steal your identity, and thefts are up 11,000 percent from 2015. Why the surge? Unlike other forms of identity theft, health care records arm a thief with a great deal of personal information. In addition…

Could Humana Be Next to Leave the ACA Market?

Posted by & filed under Affordable Care Act, Humana, Uncategorized, Under 65, United Healthcare.

It’s possible another big name health insurer may reconsider its presence in the Affordable Care Act (ACA) market. Although there’s still a few weeks left in the 2016 Open Enrollment Period, Humana has announced that it most likely won’t receive enough money to cover the cost for some shoppers who purchased individual plans. The news has some…

Congress Considers Expanding Telehealth Accessibility for Medicare Clients

Posted by & filed under Medicare, Medicare Advantage, Uncategorized.

The United States Senate Committee on Finance is in the process of contemplating changes to Medicare that could make telehealth services more accessible for millions of beneficiaries in the program. In December 2015, the Senate Finance Committee published a Bipartisan Chronic Care Working Group Policy Options Document. The document presents several possible policy changes aimed…

Anthem Predicts ACA Plan Premiums Will Increase in 2017

Posted by & filed under Affordable Care Act, Anthem, Under 65.

The second-largest health insurer by membership, Anthem, has stated it believes Affordable Care Act (ACA) plan premiums will likely increase in 2017. While Anthem has managed to slightly profit from selling ACA plans to individuals, many of the company’s competitors have not. UnitedHealth Group, the largest health insurer in the nation, lost approximately $500 million…

State of the Senior Market: In Review

Posted by & filed under About Ritter Insurance Marketing, Affordable Care Act, CMS, Commissions, Insurance Products, Marketing Promotion, Medicare, Medicare Advantage, Medicare Quote Engine, Medicare Supplement, Part D, Uncategorized, Under 65.

On Friday, I gave my annual State of the Senior Market address to 500 agents from across the country. You can watch a recording here, but if you’d like a quick summary, here are some of the highlights: Ritter Year in Review

  • We went from 102 employees to 140 employees, which means more people working…

UnitedHealth Releases Earnings, Tops Estimates

Posted by & filed under Affordable Care Act, Medicare, Medicare Advantage, Uncategorized, United Healthcare.

UnitedHealth Group is the first of the major insurers to post their 4th quarter earnings. Analysts will look closely at these earnings to determine the overall health of the insurance industry. As I’ve talked about before, UnitedHealth took a hit this year in the ACA business, but their earnings surprisingly topped estimates. UnitedHealth’s earnings…

MA Special Needs Plans Extended Through 2018

Posted by & filed under Health Care Reform, Medicare Advantage, Uncategorized.

Medicare Advantage Special Needs Plans, which would have expired at the end of 2016, are extended through December 31, 2018. As part of the Medicare Access and CHIP Reauthorization Act, the extension continues coverage for particularly vulnerable populations. Established by the Medicare Modernization Act of 2003 (MMA), Special Needs Plans (SNPs) are designed to…