Ritter Insurance Marketing, Craig Ritter

MedPac Issues 2014 Annual Report to Congress

MedPac issued it’s 2014 report to Congress (click link to view entire report) on the state of the Medicare system along with it’s recommendations.  MedPac is the Medicare Payment Advisory Commission which is a non-partisan commission which offers Congress updates and recommendations on the Medicare program.  Generally, I focus on the Medicare Advantage…

24 Mar 14
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Proposed Rule Would Offer More Protection for Seniors in Medicare Advantage

I copied this headline from the Washington Post, but I’m not sure that it’s entirely accurate!  The basis for the article is the 2015 CMS Advance Notice and Draft Call Letter.  The section the Washington Post is referencing is found on pages 118 through 121.  To me, it seems like CMS…

24 Mar 14
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CMS Shelves Changes to Medicare Part D

Here is a link to the story from Politico.com. I blogged about the changes that CMS was proposing last week.  Here is a link to that blog post. CMS administrator Marilyn Tavenner sent a letter to Congress which acknowledged the concerns of all the stakeholders that argued against the changes to…

11 Mar 14
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Craig’s Comments on CMS Proposed Rulemaking

I filed my comments with CMS regarding their proposed rulemaking which would reduce the renewal commissions from 50% of initial commissions to 35%.  I have comments on the rulemaking with regard to agent’s commissions here and here and comments on the changes to the Part D drug benefit here….

7 Mar 14
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Friendly competition with BIG rewards from Ritter Insurance Marketing!

As we move into Spring,  many people are drawn to the madness of the annual men’s college basketball tournament.  As such, Ritter Insurance Marketing invites you to enter the 2014 Ritter Bracket Challenge.  No purchase is necessary and there are no contracting requirements to participate. Heck, you don’t even need to know anything about college…

7 Mar 14
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New ACA Delay Extends “Non Compliant” Health Insurance Plans Another Year

The administration announced another delay in the ACA today.  This is from The Hill.  This will allow avoid the cancellation of health insurance policies until after the mid-term elections.

5 Mar 14
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Humana AM Best Rating Reaffirmed

Humana remains at an A- AM Best rating.  Here is a link to the news story.

4 Mar 14
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CMS Proposal to Change Medicare Prescription Drug Plan Rules Causes Concerns

Here is the story from Kaiser.  There was a considerable amount of proposed rule making devoted to changes to the Medicare Prescription Drug program (Medicare Part D and Medicare advantage with Prescriptions).  One of the changes involved limiting Plan Sponsor’s ability to offer more than 2 plans.  The proposal would tighten the rules…

4 Mar 14
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AHIP Comments on 2015 Medicare Advantage CMS Advance Notice

Here is a report from AHIP which was written by the actuarial firm Oliver Wyman.  This goes into much greater detail on the impacts of the various proposals in CMS Advance Notice of Medicare Advantage payment rates for 2015.  Wyman pegs the overall rate reduction as 5.9% which includes averages for both Elimination…

4 Mar 14
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CMS to Allow SilverScript to Accept Auto Assignment for Low Income Subsidy

CMS has opened the door for SilverScript to accept auto assignments for Medicare beneficiaries with Low Income Subsidy.  CMS monitored their enrollment activity from January 1st, 2014 through February 20th, 2014 and determined that there was sufficient improvement to lift the sanction on auto enrollment and reassignment exclusion. Here is a link to


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