Ritter Insurance Marketing, Craig Ritter

CMS Releases Advance Notice of 2015 Call Letter for Medicare Advantage and Part D

Here is a link to view the 148 page advance notice of the 2015 Call Letter for Medicare advantage and Medicare Part D: The advance notice of the call letter gives Managed Care Organizations (MCO’s) and Part D providers the opportunity to begin their bid process for 2015.  There is a comment period…

24 Feb 14
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Blue Cross of Northeastern PA to Merge into Highmark

Currently, there are 4 Blue Cross Blue Shield affiliates in Pennsylvania.  Assuming the closing of this recently announced merger, there will be 3.  Blue Cross of Northeastern PA (BCNEPA) has about 500,000 insurance subscribers and about $750 million in annual revenue.  Their stated surplus is $258 million at the end of 2012. As a part…

20 Feb 14
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CMS to Send Mailer to Medicare Beneficiaries in Low Performing Plans in Mid-February

Every year, CMS will send a letter to all Medicare beneficiaries who are enrolled in “Low Performing Plans”.  These are plans that have a star rating of 2.5 stars or less for THREE consecutive years.  You can identify a low performing plan on the Ritter Medicare Quote Engine or on the

A Look at the Marginal Tax Rate on Low Income Families, Post ACA

Here is a quick case study on the impact of phase out of tax subsidies on relatively low income families as they look to earn more household income.  In this example, take a family of 3 with one spouse working a job making $30,000/year (around 150% of poverty level).  Assume they live in PA, in…

6 Feb 14
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CBO Reports that ACA Will Reduce Labor Force by 2.5 Million Workers by 2024

Here is a link to the CBO’s updated 2014 Budget and Economic Outlook projections.  The updated estimates for insurance coverage are found beginning on page 105 and the Labor Market Effects of the ACA are found beginning on page 117. Some of the interesting highlights include:

January, 2014 Medicare Advantage Enrollment Numbers Available on MedicareQuoteEngine.com

Recently, CMS published their first look at the January 1st, 2014 enrollment numbers by plan.  We have integrated the enrollment numbers in our MedicareQuoteEngine.com tool for insurance agents.  Agents registered with Ritter Insurance Marketing can access the enrollment numbers for all plans in all counties in the United States.  Additionally, we…

3 Feb 14
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