Ritter Insurance Marketing, Craig Ritter

Federal Judge in Florida Rules Health Care Law Unconstitutional

Today, Judge Roger Vinson of the Federal District Court in Penacola, FL, ruled that the individual mandate in the Health Care Reform Law violates the Constitution.  Advocates for the Constitutionality of Health Care Reform argued that Congress’ power to enact the mandate comes from the Commerce Clause or “Necessary and Proper” clause.  However, the Judge…

31 Jan 11
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CMS Extends SEP for Individuals with PDP/MA/MAPD plans who Terminated or Non-Renewed Effective 12/31/2010

Here is a link to the letter which Medicare Beneficiaries will be getting who have not made an election yet. The deadline for the SEP election was today (January 31st, 2011), however, CMS has extended this SEP to the end of February (for a March 1st, 2011 effective date). The SEP would apply to…

31 Jan 11
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Four Medicare Sales Opportunites to Explore During Lock In

Recently, I had this article published by ASJOnline.com.  In the article, I discuss four sales opportunities during lock in:  Aging into Medicare, Special Needs, Special Elections and Medicare Supplement. Here is a link to my article!

31 Jan 11
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Insurance Product Training – Jan 31st – Feb 4th

Do you need insurance product training? Ritter Insurance Marketing is here to let you know what training events are happening in the insurance industry. Here is a list of the upcoming Insurance Trainings. Registration is “one click” away at Ritter Insurance’s “Event’s Calendar”! (You must be logged in to register!)

  • Monday, Jan. 31st;  Molina Medicare 2011 Broker Training…
    28 Jan 11
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Webinar review for CareMore, Preferred Care Partners and Bravo.

This past week we held webinars for Caremore, Preferred Care partners and Bravo to review their Special needs plans.  Below you will find a copy of the presentation along with any supporting materials.  We did record the webinars so click on ‘Link to recording’ to listen.    Caremore presentation
Caremore website

28 Jan 11
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Sterling Life Lays off Workers, Sees reduction in Medicare Advantage Business

Sterling Life (a unit of Munich RE), recently announced some layoffs in it’s Bellingham, WA headquarters.  The layoffs are a result of lower than anticipated enrollment in their Medicare Advantage products and represents about a 15% reduction in it’s workforce there. Sterling recently acquired Windsor Health Group to bolster it’s Medicare Advantage membership. Ritter Insurance…

23 Jan 11
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Finanacial Analyst Upgrades Outlook for Medicare Advantage Organization, HealthSpring

A Wedbush analyst recently upgraded the outlook for HealthSpring stock, citing the coming wave of Baby Boomers aging into the Medicare system and their preference for the company’s Medicare Advantage products.  HealthSpring recently closed on their acquisition of Bravo Health, another Medicare Advantage Organization. Ritter represents Bravo, but is not contracted with HealthSpring.

MedPac Comments to CMS on Quality Bonus Payment (QBP) Demonstration Project

MedPac is an independent advisory commission which reports to Congress.  In early January, they sent a letter to CMS Head, Dr. Donald Berwick, expressing concern over CMS’ new Demonstration Project which would expand Quality Bonuses to Medicare Advantage plans which rate three starts.  Under PPACA, only 4 and 5 star plans would have qualified for…

23 Jan 11
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Miami Herald Interview of Preferred Care Partners CEO, Joseph Caruncho

The Miami Herald writes a piece on the story of the rise of Preferred Care Partners, a Florida based Medicare Advantage Organization (MAO).  PCP was started in 2001 as Florida’s first Provider Sponsored Organization (PSO).  In 2010, PCP grew to $450 million in Revenue.  Based on a strong 2011 AEP, they should exceed $500 million…

23 Jan 11
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Humana Projects Higher Than Expected Enrollment for 2011 in both Medicare Advantage (MA) and Stand Alone Medicare Prescription Drug Plan (PDP)

Humana had expected growth of 60,000 to 65,000 members for Medicare Advantage and 325,000 to 375,000 members for Stand Alone Medicare Prescription Drug Plans (PDP).  In an SEC filing, Humana disclosed that they are seeing membership topping these projections.  They are now expecting modestly higher MA growth for 2011 and higher growth for PDP.  In…

23 Jan 11
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