Ritter Insurance Marketing, Craig Ritter

Healthcare.com Adds Medigap.com to its Network

Here is the press release from the Healthcare.com website. This is another example of online marketing heating up for the coming wave of baby boomers!

21 May 10
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NAIC Comments On Limited Benefit Market

As the dust continues to slightly settle on some of the provisions of the Patient Protection and Affordable Care Act (PPACA) and with the first deadline of provisions (September 23rd) quickly approaching, agents are getting information at a rapid pace.  This article touches on the National Association of Insurance Commissioners (NAIC) comments regarding the…

20 May 10
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Ritter Insurance Marketing Attending the 2010 Senior Market Expo in Las Vegas on August 25th to 27th

I’m pleased to announce that Ritter Insurance Marketing will be attending the 2010 Senior Market Expo in Las Vegas this coming August.  We expect to have some exciting new products and tools which will will feature at this event.  These tools are specifically designed to assist agents in addressing the shortened enrollment periods for…

20 May 10
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Recording Now Available for Viewing: Craig Ritter Demonstrates Ritterim.com Website for New Users

This was another recording from a couple weeks back.  In this webinar, I covered the basic features of the Ritter Website.

20 May 10
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Recording Now Available for Viewing: Craig Ritter Presents the Basics of Medicare and Medigap

I recorded this a week or two ago.  This recording should be very helpful for insurance agents new to Medicare Supplement products or even for agents with some experience.  I don’t think this will provide much to agents with a lot of experience in the Medicare Supplement market. You can watch the Video here!

20 May 10
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Clarification on Medicare Supplement (Medigap) Plan N Underwriting Guidelines

Some brokers are thinking that Plan N is, in and of itself, a Guarantee Issue Plan.  This is not the case.  There are no special underwriting differences with Plan N versus other plans. An individual insurance company, however, may underwrite their business as they see fit, assuming they are following state and federal regulations. For…

20 May 10
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More on Congress’ Consideration of Fix to Medicare Physician Fee Schedule or Doc Fix

This comes from The Hill. The cost of a 5 year fix is $88.5 Billion which would be added to the Tax Extender’s Bill and would NOT be offset (meaning it would simply add to the deficit).  The AMA opposes this fix as once this fix expires in 5 years, the cost to repeal…

20 May 10
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Healthcare Reform Law Impact on Individual Health Insurance Commissions

Here is a good article from the Wall Street Journal online. The an 85% minimum MLR, it’s highly likely Sales Commissions on Individual and Small Group will be declining soon.  Much depends on the definition of Minimum Loss Ratio.

19 May 10
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NAIFA Letter to HHS on Minimum MLR requirements of PPACA

Sorry for the headline, I just like to use acronyms!  Now that Health Care Reform (PPACA) is passed, it’s up to various regulatory bodies to figure out what all this means.  One of the most important interpretations involves the Minimum Medical Loss Ratio (MLR).  Defining exactly what this is will be left to Health…

19 May 10
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2010 Choosing A Medigap Policy: A Guide to Health Insurance for People with Medicare

The 2010 version of the “Guide to Medicare” is now available on the www.medicare.gov website, CLICK HERE.  This is one of my favorite Medicare publications and does a great job of explaining Medicare and Medigap insurance.  The other helpful guide, Medicare and You 2011 will come out around the middle of October.

19 May 10
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