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Archive for May, 2010

Here is the press release from the Healthcare.com website. This is another example of online marketing heating up for the coming wave of baby boomers!

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As the dust continues to slightly settle on some of the provisions of the Patient Protection and Affordable Care Act (PPACA) and with the first deadline of provisions (September 23rd) quickly approaching, agents are getting information at a rapid pace.  This article touches on the National Association of Insurance Commissioners (NAIC) comments regarding the limited [...]

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I’m pleased to announce that Ritter Insurance Marketing will be attending the 2010 Senior Market Expo in Las Vegas this coming August.  We expect to have some exciting new products and tools which will will feature at this event.  These tools are specifically designed to assist agents in addressing the shortened enrollment periods for Medicare [...]

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This was another recording from a couple weeks back.  In this webinar, I covered the basic features of the Ritter Website.

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I recorded this a week or two ago.  This recording should be very helpful for insurance agents new to Medicare Supplement products or even for agents with some experience.  I don’t think this will provide much to agents with a lot of experience in the Medicare Supplement market. You can watch the Video here!

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Some brokers are thinking that Plan N is, in and of itself, a Guarantee Issue Plan.  This is not the case.  There are no special underwriting differences with Plan N versus other plans. An individual insurance company, however, may underwrite their business as they see fit, assuming they are following state and federal regulations. For [...]

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This comes from The Hill. The cost of a 5 year fix is $88.5 Billion which would be added to the Tax Extender’s Bill and would NOT be offset (meaning it would simply add to the deficit).  The AMA opposes this fix as once this fix expires in 5 years, the cost to repeal the [...]

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Here is a good article from the Wall Street Journal online. The an 85% minimum MLR, it’s highly likely Sales Commissions on Individual and Small Group will be declining soon.  Much depends on the definition of Minimum Loss Ratio.

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Sorry for the headline, I just like to use acronyms!  Now that Health Care Reform (PPACA) is passed, it’s up to various regulatory bodies to figure out what all this means.  One of the most important interpretations involves the Minimum Medical Loss Ratio (MLR).  Defining exactly what this is will be left to Health and [...]

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The 2010 version of the “Guide to Medicare” is now available on the www.medicare.gov website, CLICK HERE.  This is one of my favorite Medicare publications and does a great job of explaining Medicare and Medigap insurance.  The other helpful guide, Medicare and You 2011 will come out around the middle of October.

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