Next week is a busy training week with national learning opportunities on the web and live training sessions in several states covering products from Single Premium Whole Life to Medicare Advantage to Individual Insurance products. Registration is “one click” away at Ritter Insurance’s “Event’s Calendar”! (You must be logged in to register!) Monday, United Healthcare OEP agent training will [...]
Archive for March, 2010
Insurance Product Training – 03/29/2010 – 04/02/2010
Posted in About Ritter Insurance Marketing, Aetna, All, Baltimore Life, Education/Training, Final Expense Life, Individual Major Med, Medicare Advantage, Medicare Supplement, States, United Health Care on March 25, 2010 | Leave a Comment »
Great overview of the House and Senate versions of the Health Care Reform Bill and Reconciliation Bill
Posted in News on March 24, 2010 | Leave a Comment »
For those who don’t have time to read two 2,000+ page bills, here is a great resource from the Kaiser Family Foundation! It’s only 40 pages and a great resource for understanding what’s in these bills (current law and the reconciliation now in the Senate). Of note, I finally found a source that indicates that [...]
NAIC Issues Further Guidance on Medicare Supplement Plan N
Posted in All, CMS, Medicare Supplement, Medigap Modernization on March 23, 2010 | Leave a Comment »
Here is a link to additional guidance from the NAIC which includes common questions and answers about the new Medicare Supplement plan M. More specifically, it includes information on exactly which billing codes are subject to the “up to $20″ office visit co-pay.
Ritter’s next move in bringing additional value & products to our agents!
Posted in About Ritter Insurance Marketing, All, Health Quote Request, Individual Major Med, New Business Submission, Procedures on March 23, 2010 | Leave a Comment »
Ritter Insurance Marketing would like to announce the formation of our Health Division. This newly created endeavor will focus on the Pre 65/ Individual Major Medical market, as well as Group Medicare. The underage health segment compliments our Senior Market portfolio by sharing common distribution and service strategies. Most importantly, this will enable us to [...]
Text of Senate Health Care Reform Bill and Reconciliation Bill
Posted in News on March 23, 2010 | 16 Comments »
For those who are interested, I wanted to post the actual Health Care Reform Bills. The first is the Senate Bill which was passed by the House and which the President signed earlier today. This is the current “law of the land”. senate_bill The second bill is the Reconciliation Bill which was passed by the [...]
Corrections to Health Bill Commentary
Posted in Uncategorized on March 23, 2010 | Leave a Comment »
Just wanted to make 2 corrections to my commentary on the HCR Bill: The basis for Medicare Advantage Reimbursements will be the level of FFS spending, NOT on population. FFS spending is pretty closely correlated with population, but it’s not the same thing. In the highest 25% grouping of FFS spending, CMS will pay 95% [...]
Virginia Attorney General to File Suit Against Health Insurance Reform Mandate
Posted in News on March 23, 2010 | 1 Comment »
Here is the story from the IFA Web News.
CBO Projections on Health Care Reform Impact on Medicare Advantage
Posted in CMS, News on March 22, 2010 | 5 Comments »
The CBO put out a 3 page document on the impact of the recently passed legislation along with the budget reconciliation bill (Fixes Bill). The CBO is projecting that Medicare Advantage enrollment under the new law will decrease to 8.9 million by 2019 versus the 2009 level of 10.6 million. In the absence of HCR, [...]
Medigap Modernization Q and A
Posted in About Ritter Insurance Marketing on March 22, 2010 | 6 Comments »
Last week, Dave Dietz conducted a Webex on the Medigap Modernization. He has some Q&A he wanted me to try and answer and post to the blog. Here is it! Will Ritter be offering dental? Not a priority product for us at this time. We do have a couple of companies right now that will [...]
House Passes Comprehensive Health Care Reform
Posted in Medicare Advantage, News, Uncategorized on March 22, 2010 | 9 Comments »
After 14 months of debate, speeches and compromises, the US House of Representatives has passed Comprehensive Health Care Reform. The vote came in 2 parts. First, the House voted on the Senate Bill, as is. That bill will be sent to the President who will sign it into law. Second, the House will vote on [...]