HealthAmerica Advantra has a new and improved CMS-approved sales presentation for their 2010 CCP products! By attending one of the webinars you will learn about the updated slides and speaker notes. These updates will make it easier for you to deliver complete, compliant information every time. The sales presentation is mandatory for sales seminars and face-to-face meetings, so [...]
Archive for March, 2010
HealthAmerica Advantra Webinar
Posted in All, CMS, Coventry, Education/Training, Health America, Medicare Advantage, Pennsylvania, Procedures, Training/Certification on March 31, 2010 | 1 Comment »
New Rate Availability on Medicare Quote Engine for Modernized Plans
Posted in About Ritter Insurance Marketing, Website on March 31, 2010 | 1 Comment »
We’ve recently added a number of new companies/states with Modernized Medicare Supplement plans. We now have 110 sets of modernized Medicare Supplement rates which are available for June 1st, 2010 effective dates. Medicare Quote Engine is a free service of Ritter Insurance Marketing available to licensed insurance agents who are registered users of our website. [...]
Corporation’s Loss of Deductibility for Retiree Prescription Drug Tax Subsidy Could Result in Retirees Shopping for Individual Plans
Posted in All, News on March 31, 2010 | 2 Comments »
The Health Care Reform bill recently signed by President Obama has eliminated a tax benefit for corporations which pay for their retirees prescription drug costs. Formerly, corporations where allowed to deduct the expense relating to the prescription drug cost and received a subsidy on top of this for keeping their retirees out of the Medicare [...]
Will the Minimum Medical Loss Ratios (MLR) Requirements in the Health Care Reform Bill impact Medigap Insurance
Posted in All, CMS, Medicare Supplement, News on March 30, 2010 | 5 Comments »
I’d like to weigh in on this issue. Since President Obama signed the Final Bill today (PPACA 2010), there are still a lot of questions about the impact of the bill. Many of these questions can’t be answered today, but there may be some concern about the Minimum MLR’s applying to Medicare Supplement Insurance or [...]
HR 3590 Appears to Eliminate the AEP for 2011 Plan Year
Posted in CMS, Enrollment Periods, Medicare Advantage, News on March 29, 2010 | 10 Comments »
Thanks to Jeff for finding this! I’m assuming that this is must be some sort of typo! I got the following comment from Jeff on a prior blog post: If I apply the changes of 3204(b) to 1851(e)(3)(b), I end up with: (B) Annual, coordinated election period.—For purposes of this section, the term `annual, coordinated [...]
White House Could Name Berwick to Head up CMS
Posted in CMS, News on March 29, 2010 | Leave a Comment »
CMS has been led on a temporary basis since October of 2006. Now, CMS will be facing massive challenges with a massive expansion of Medicaid and large cuts to the Medicare program. Kaiser Health News reports that President Obama may nominate Donald M. Berwick to administer CMS.
Text of Final Health Care Reform Bill (H. R. 3590) – The Patient Protection and Affordable Care Act
Posted in News on March 29, 2010 | 6 Comments »
Here, I believe, is the Bill which President Obama will be signing tomorrow, March 30th! healthcarereformbill_FINAL This would replace the original Senate Bill Passed by the House, the House “Fix it” bill which was sent to the Senate and the Final Version which the Senate sent back to the House and which the House passed [...]
Health Care Reform Bill Changes Enrollment Options for Chronic Special Needs Plans
Posted in Medicare Advantage, News on March 29, 2010 | 3 Comments »
UPDATE – I need to check with the final bill language to verify this. I think this may not have been included in the final version. See FINAL BILL. The reconciled Health Care Reform bill will ELIMINATE the option for Medicare Beneficiaries to enroll in Chronic Illness Special Needs Plans during lock in. Here is [...]
Health Care Reform Bill Changes Annual Enrollment Period and Eliminates Enrollment into Medicare Advantage During Open Enrollment
Posted in Enrollment Periods, News on March 29, 2010 | 27 Comments »
UPDATE (3/29) I need to check with the final bill language to verify this. I think this may not have been included in the final version. UPDATE (3/30) – Language in this blog post has been corrected to reflect the Final Bill (PPACA 2010). UPDATE (4/20) – See my notes on the 2011 FINAL CMS [...]
Craig Ritter to Host “New Agent Orientation” on April 8th and April 22nd
Posted in About Ritter Insurance Marketing, Website on March 26, 2010 | Leave a Comment »
Insurance agents looking to get the most out of the www.ritterim.com website are welcome to JOIN ME on April 8th or April 22nd at 2pm Eastern time for a 30 minute overview of our web services. Learn how to quote Modernized Med Supp, Compare Medicare Advantage plans, generate appointment paperwork, create Service requests, find company [...]