Ritter Insurance Marketing, Craig Ritter

HealthAmerica Advantra Webinar

HealthAmerica Advantra has a new and improved CMS-approved sales presentation for their 2010 CCP products! By attending one of the webinars you will learn about the updated slides and speaker notes. These updates will make it easier for you to deliver complete, compliant information every time. The sales presentation is mandatory for sales seminars and face-to-face meetings, so…

31 Mar 10
Posted By:

New Rate Availability on Medicare Quote Engine for Modernized Plans

We’ve recently added a number of new companies/states with Modernized Medicare Supplement plans.  We now have 110 sets of modernized Medicare Supplement rates which are available for June 1st, 2010 effective dates. Medicare Quote Engine is a free service of Ritter Insurance Marketing available to licensed insurance agents who are registered users of…

31 Mar 10
Posted By:

Corporation’s Loss of Deductibility for Retiree Prescription Drug Tax Subsidy Could Result in Retirees Shopping for Individual Plans

The Health Care Reform bill recently signed by President Obama has eliminated a tax benefit for corporations which pay for their retirees prescription drug costs.  Formerly, corporations where allowed to deduct the expense relating to the prescription drug cost and received a subsidy on top of this for keeping their retirees out of the Medicare…

31 Mar 10
Posted By:

Will the Minimum Medical Loss Ratios (MLR) Requirements in the Health Care Reform Bill impact Medigap Insurance

I’d like to weigh in on this issue.  Since President Obama signed the Final Bill today (PPACA 2010), there are still a lot of questions about the impact of the bill.  Many of these questions can’t be answered today, but there may be some concern about the Minimum MLR’s applying to Medicare Supplement Insurance…

30 Mar 10
Posted By:

HR 3590 Appears to Eliminate the AEP for 2011 Plan Year

Thanks to Jeff for finding this! I’m assuming that this is must be some sort of typo!  I got the following comment from Jeff on a prior blog post: If I apply the changes of 3204(b) to 1851(e)(3)(b), I end up with: (B) Annual, coordinated election period.—For purposes of this section, the term `annual, coordinated…

29 Mar 10
Posted By:

White House Could Name Berwick to Head up CMS

CMS has been led on a temporary basis  since October of 2006.  Now, CMS will be facing massive challenges with a massive expansion of Medicaid and large cuts to the Medicare program. Kaiser Health News reports that President Obama may nominate Donald M. Berwick to administer CMS.

29 Mar 10
Posted By:

Text of Final Health Care Reform Bill (H. R. 3590) – The Patient Protection and Affordable Care Act

Here, I believe, is the Bill which President Obama will be signing tomorrow, March 30th!  healthcarereformbill_FINAL This would replace the original Senate Bill Passed by the House, the House “Fix it” bill which was sent to the Senate and the Final Version which the Senate sent back to the House and which the House…

29 Mar 10
Posted By:

Health Care Reform Bill Changes Enrollment Options for Chronic Special Needs Plans

UPDATE – I need to check with the final bill language to verify this.  I think this may not have been included in the final version.  See FINAL BILL. The reconciled Health Care Reform bill will ELIMINATE the option for Medicare Beneficiaries to enroll in Chronic Illness Special Needs Plans during lock in.

29 Mar 10
Posted By:

Health Care Reform Bill Changes Annual Enrollment Period and Eliminates Enrollment into Medicare Advantage During Open Enrollment

UPDATE (3/29) I need to check with the final bill language to verify this.  I think this may not have been included in the final version. UPDATE (3/30) – Language in this blog post has been corrected to reflect the Final Bill (PPACA 2010). UPDATE (4/20) – See my notes on the 2011…

Craig Ritter to Host “New Agent Orientation” on April 8th and April 22nd

Insurance agents looking to get the most out of the www.ritterim.com website are welcome to JOIN ME on April 8th or April 22nd at 2pm Eastern time for a 30 minute overview of our web services. Learn how to quote Modernized Med Supp, Compare Medicare Advantage plans, generate appointment paperwork, create Service requests, find…

26 Mar 10
Posted By:

© Ritter Insurance Marketing