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Archive for January, 2010

Beginning February 1, 2010, Cigna will no longer be selling their Private Fee For Service (PFFS) plans during O.E.P.  Ritter Marketing has scheduled a webinar for Tuesday, January 26 at 10:00 a.m. to discuss options available to agents in the state of Virginia.  The two carriers discussed will be Optima and Universal American.  Optima offers [...]

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Aetna Medicare Resource Center (AMRC) is a self-service website for Aetna’s business partner firms (i.e., General Agents and FMOs) and independent producers who sell individual Medicare products.    Reasons to use AMRC:  View information about Medicare Advantage (MA) and Prescription Drug Plans (PDP) offered in your region Check status reports of your Medicare applications submitted to Aetna [...]

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The Medicare Savings program is a Federal-State program which pays the Part B premium on behalf of a Medicare Beneficiary.  It’s not full “Dual” eligibility, but it will save a Medicare Beneficiary over $1,000/year in Part B premiums.  IN ADDITION, by qualifying for the Medicare Savings Program, a Medicare Beneficiary would automatically qualify for “Low [...]

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The Special Election being held in Massachusetts this coming Tuesday could have a big impact on whether Health Care Reform (in it’s current form) makes it to the President’s desk any time soon.  MA State Senator and Republican Nominee, Scott Brown is running neck and neck with Martha Coakley, the current MA State Attorney General [...]

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Baltimore Life’s 2011 Leaders Conference is underway and you can earn DOUBLE POINTS for continuous pay Life Products submitted now through February 26th, 2010. For more information on this incentive trip, go to our Baltimore Life page and click on “Incentives”! You can also learn more about Baltimore Life’s products and “InSpeed” application process on [...]

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This move only will impact Open Enrollment Period (OEP) sales for the months of February and March.  It will not affect new enrollments using SEP or ICEP codes.  Also, this does not impact it’s other Medicare Products, only PFFS. You can find the complete announcement from Cigna in the Agent Use Only portion of my [...]

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Facing budget issues, Tennessee’s Medicaid program is seeking approval from CMS to cut services to it’s Medicaid members.  Cuts would limit benefits for inpatient hospitalizations to $10,000 per year, limit the number of non-emergency hospital and primary care doctor visits to 8, eliminate physical, occupational and speech therapy and eliminate hospice care. If approved, the [...]

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Here is the article from the LA Times.  Medicare Taxes are currently applied only to “earned income”.  This proposal would apply the Medicare Tax to “unearned income”, things like Dividends, Capital Gains, Interest Earned, etc. This expansion of the Medicare Tax would primarily hit two groups:  the affluent and Seniors.  Seniors are largely exempted from [...]

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Molina Medicare Plans offer competitive products that you can market year round  with rich value adds to meet your customers needs Such as… Prescription Drug  coverage Comprehensive and Preventative Dental Hearing Services Vision exams and Eye wear Transportation More… To learn more about Molina Medicare Plans and 2010 product cerification come to Molina’s seminar on [...]

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This is from the National Underwriter.  The Community Living Assistance Services and Support (CLASS) Act will provide a nominal amount of Long Term Care insurance coverage.  The CLASS Act is a part of the Health Care Reform bill, so it isn’t clear at this point what this will ultimately look like.  There may be a [...]

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