Archive for November 21st, 2009

KSKJ will be increasing their Medicare Supplement rates in the state of Pennsylvania effective 12/1/2009.  To access important information on the rate increase and the new rate sheet, please visit our Resource Center and enter the following:

  • Company = KSKJ Medicare
  • Product = Medicare Supplement
  • State = PA

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Genworth is taking an increase on it’s Minnesota Medicare Supplement product for all new business after 12/1/2009 with an effective date of 1/1/2010 or later.  To access details on the rate action and the new rate sheets, visit our Resource Center and enter the following:

  • Company = Continental Life
  • Product = Medicare Supplement
  • State = MN


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These rate actions will impact NEW BUSINESS with effective dates of 1/1/2010 or later.

To access details on the rate actions, please visit our Resources Page and select the following:

  • Company = Aetna
  • Product = Medicare Supplement
  • State = (Choose your state)

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Here is a pretty good analysis from Bob Laszewski.  When you look at the cost over 10 years, if you only pay for benefits for 6 years (expense) and begin raising taxes and cutting Medicare immediately (income and/or expense reductions), you can claim this won’t add to the deficit.  Again, this doesn’t contemplate fixing the Physician’s Fee Schedule in Medicare which would cost $250 Billion to do.   The Physician’s fix is the #1 priority of the AMA.  Also, you are assuming you can cut the real growth rate (growth less inflation) of healthcare spending by 50% over the next 10 years versus the last 10 years (from 4% down to 2%).  That’s probably easier said than done considering the goal is to expand access to healthcare for people who can’t afford or can’t qualify for health insurance.

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