Ritter Insurance Marketing, Craig Ritter

Blue Cross Blue Shield of Michigan’s Medigap Rate Increase Faces Roadblock from Administrative Law Judge

Here is the story from the Detroit News.  BCBS of Michigan was looking for a 31% increase ($33/month).  The administrative law judge ruled for a 3.8% increase ($4/month).  BCBS of Michigan has 210,000 Medigap members on this plan.  The difference $29/month times 12 months times 210,000 policyholders means an annual difference of $73 million. BCBS…

9 Nov 09
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Current Health Care Bill is Like “Loading More People on the Titanic”?

Here is another article on why having a very weak mandate for Health Insurance while at the same time making Health Insurance “Guaranteed Issue” with no pre-existing conditions could result in a Train Wreck for the current system.  People can “sleep well at night” while being uninsured with the knowledge that the insurance is a…

9 Nov 09
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The Three Legged Stool of Health Care

Thanks to Sandra for the article.  Here is a link to the article.  Talks about the 3 legs of the health care “stool”:  Access, Goods and Cost.  Access would involve the number of people in the system.  Goods would be the quality of health care services which the system can deliver.  Cost is pretty…

9 Nov 09
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