Ritter Insurance Marketing

Posted in 2010 MA Plans, Aetna, Coventry, Humana, Medicare Advantage, News | 17 Comments

17 Responses

1. on October 8, 2009 at 11:15 pm | Reply Linda

   The answer is that Coventry is no longer in the Medicare Advantage Plan business. Bankers agents will be offering ONLY Humana Advantage Plans, where available, and offering traditional Medicare and Supplements. The cost of Advantage Plans for all companies which have remained in the business has skyrocketed. Some, such as those not age 65, receiving Medicare disability with few choices will likely consider an Advantage Plan. The cost of Advantage Plans in some areas will be almost as much as a supplement. Advantage Plans will be phased out as a result of changes in Washington, and if you ask me, the changes which have forced Medicare Advanatge insurers to increase prices is intended to make the plans instinct themselves; if not to force those who could afford nothing more than a zero premium plan to join the ranks of the many under and uninsured, thus adding more self-imposed fuel to the need to national healthcare.

   
   
2. on August 25, 2009 at 11:21 pm | Reply Doug

   I am an independent agent and I do believe it is beneficial to my clients to offer choices, that fit their individual needs.
   I have sold Humana and if the product is fully explained, as with any Medicare Advantage, it can be beneficial to the client.
   As most know, Medicare Advantage is not for everyone, a Medicare Supplement has excellent benefits, not offered in a Medicare Advantage.
   I, myself, did have Humana, for one year and I never had one single problem with the plan. The only reason I changed, was due to their large increase in premium.
   I do plan to look at their plans for 2010 and if the benefits and the premiums are what I would want, then I will sell it.

   Who knows, all this may be incidental, if President Obama, get his Health Care. As he has stated he wants to end Medicare Advantage and after a few years, after passage of the bill, all health care may end. As Health companies will either stop selling health or go out of business.