Comments on: Reports that CMS Files on Initial Broker Commissions for Medicare Advantage Plans Do Not Contain Those Medicare Beneficiaries Who Previously had Original Medicare and a Stand Alone Part D Plan (PDP)

By: JackieKU

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By: Ernesto

Ernesto — Sat, 12 Dec 2009 12:13:14 +0000

Hey, count me in youse guys. Gyped I say, Gyped. Bah on MA plans. When were we born – yesterday? No, it stinks fer shur. Back to my established Med Sup clients that’s a roger. Hey, I’m wid ya. Ernesto

By: blacknblue2

blacknblue2 — Tue, 08 Dec 2009 13:29:47 +0000

I’ve been in the insurance business for thirty years. I run my own operation from P&C to life/health, etc.

I will not be selling any MA plans this year. I spend a lot of time with a prospect going over their docs, their drugs, etc. I am not a hit 10 prospects in a seminar type of guy. I have no idea how you can do the job correctly signing up 10 people without doing one on one planning. Maybe it is becasue I had a Series 7 license for 15 years and feel that someone needs to fully understand a plan.

Because of last years initial commission fiasco, this year (be it a small amount) you need to pony up $145 for the AHIP testing and all the stress of CMS rules…….I am out!

I thought the NASD rules were egregious and crazy but the CMS rules are as bad and in some ways, worse. Look at the rules on referrals, there are more things you can’t do to contact people than what you can do.

Sixty years old and I hate government more than any time in my life. So many, many years in selling insurance, stocks, etc., and I have not one complaint. I am clean as a whistle and ethical. I can no longer understand where the heads reside of the elected officials with arcane rules and regs.

So I am out of MA selling and will be spending my time on my P&C business.

By: Brenda Jo

Brenda Jo — Thu, 05 Nov 2009 04:08:25 +0000

Curious, what company are you waiting on? We only recently got paid from the final outstanding company to pay us. I am not positive payments were accurate but that is for another day; they were at least close and we’re too busy with the current seasons work to do a closer review now.

By: Linda Lamon

Linda Lamon — Wed, 04 Nov 2009 23:43:17 +0000

Today is nearly a year since the 2009 selling season started and I have yet to be paid all the commission I am due for my work from November all through the year. I left my previous company because I was tired of being jerked around. I still do not know who is to blame but I sure could have used the over $2000 I am still owed and have no idea where to go to get it.

I pray this year will be better.

By: Randy

Randy — Sat, 08 Aug 2009 20:37:30 +0000

Any new information??

By: Randy

Randy — Sat, 08 Aug 2009 20:36:51 +0000

Does anyone have updated information as of Aug 8th? I am still waiting on some 1/1 and all of my 2/1, 3/1 commissions. What about a class action suit…..has anyone brought about a suit?

By: Craig

Craig — Tue, 07 Jul 2009 04:58:47 +0000

Marcy:

I understand you’re frustrated, however, CMS just reversed their decision last Friday. I’d give it a couple more weeks before you start incurring legal fees as the carriers do not have the CMS files at this point. I don’t think legal action will result in any quicker payment for you. Just my opinion.

Craig

By: Marcy

Marcy — Mon, 06 Jul 2009 23:55:06 +0000

I am tired of being lied to after all the hard work I have done selling the MA plans and helping people, answering their questions, then to “not” get paid. My company is now saying that all reports from CMS have been halted and “they” the company do not know when the second half of our compensation will be paid. This, after a broadcast e-mail went out saying that all initial enrolless will be paid the first half of compensation the first month after enrollment, then the second half will be paid the following month. Example:Enrollee is eligible May 1, first half is paid in June, second half in July. Now we are being told we cannot be paid the second half because the verification reports have stopped. Who is kidding who?! Members are verified “before” they are put on a plan! I live in Arizona and am fed up! I am speaking to an attorney this week. Is this insurance company collusion? Please contact me if you are interested in joining a “class-action” lawsuit. Enough of this BS!

By: Dawn

Dawn — Sat, 04 Jul 2009 06:23:44 +0000

I am so glad this website is up to find out what is going on in the Medicare Advantage world, because I just keep getting the same hype, and the companies are expecting us to hit the ground running with 2010 enrollees. It makes me sick to read the first quarter reports about how well the companies did with the 2008 medicare advantage season and you have agents out here starving trying to make a living. Would you work any job on the basis you get paid six months later. If you got a job at a corporation would you work for free for six months without pay, most people have a hard time with companies holding back two weeks. Now I hear they will be mailing paper checks from my company instead of direct deposit. But so far none has shown up. Very disappointed, this was my first year in Med Advantage and I can’t believe I spent the first three months of this year, answering customer calls, to help them get things processed. One client, still in June had not been billed for her MAPD and it was a bank draft. Hmmm. We have called numerous times, others never received a card, it took three times to call and get a card for them. And on and on. Med Advantage is not the answer for seniors. And it certainly is not a good product for agents. My clients would be appalled knowing I still had not gotten paid for the work done in Nov. and Dec of 2008. And I still have to work for them, because I want my clients to be taken care of. Class Action may be the answer. Our gov. seems to do whatever they want to, whenever they want.