Have you had a chance to update this spread sheet?

Mike

Insurers offering Medicare supplement policies and certificates in this state to persons sixty-five (65) years of age or older shall also offer Medicare supplement policies to persons in this state who are under sixty-five (65) years of age and eligible for and enrolled in Medicare by reason of disability or end stage renal disease. Except as otherwise provided in this section, all benefits, protections, policies, and procedures that apply to persons sixty-five (65) years of age or older shall also apply to persons that are eligible for and enrolled in Medicare by reason of
disability or end stage renal disease.
(2) Individuals who are under sixty-five (65) years of age and eligible for Medicare by reason of disability or end stage renal disease may enroll in a Medicare supplement policy at any time authorized or required by the federal government, or within six (6) months after:
(A) Enrolling in Medicare Part B, or by January 1, 2011,
whichever is later;
(B) The date of the notice that such person has been
retroactively enrolled in Medicare Part B due to a retroactive
eligibility decision made by the Social Security Administration;
(C) No longer having access to alternative forms of health
insurance coverage such as accident and sickness policies,
employer-sponsored group health coverage or Medicare
Advantage plans due to termination or cancellation of such
coverage because of the individual’s employment status, or an action by a health insurer or employer that is unrelated to the individual’s status, conduct or failure to pay premiums; or (D) Being involuntarily disenrolled from Title XIX (Medicaid) or Title XXI (State Children’s Health Insurance Program) of the Social Security Act.
(3) Premium rates for Medicare supplement policies and
certificates issued pursuant to this subsection (g) may differ between persons who qualify for Medicare who are sixty-five (65) years of age or older and those who qualify for Medicare by reason of disability or end stage renal disease and who are younger than sixty-five (65) years of
age; provided, however, that such differences in premium rates are pursuant to rate schedules that are based on sound actuarial principles and are reasonable in relation to the benefits provided.

If this will be your first time enrolling into Medicare, Florida recently passed the Alonzo Mourning Care To Act which mandates insurance companies to provide Medicare Supplements with the same rights provided to those first entering Medicare when they are 65 or older.

You can contact me at maleman@turningpointassistance.com and I would be more than happy to discuss the various options you have.

Regards,
Mike Aleman
Licensed Insurance Agent FL, VA
877-815-1689

Just curious, thanks.

http://www.flsenate.gov/Statutes/index.cfm?App_mode=Display_Statute&Search_String=&URL=Ch0627/SEC6741.HTM&Title=->2009->Ch0627->Section%206741#0627.6741ability) Med Supps, effective 10/01/09:

http://www.myfloridacfo.com/consumers/KnowledgeCenter/index.htm#Insurance/L_and_H/Medicare/Medicare_Supplement/Medicare_Supplement_-_Open_Enrollment.htm

There is open enrollment for new Medicare disability beneficiaries now, just like at age 65 and a special 6 month open enrollment period (until 04/01/10) for those who already have Medicare due to disability. The only problem that I see, (especially in south Florida) is the premiums are unaffordable to most (about 50% more than age 65 plans).

Here is a link to the 2009 Medigap Shoppers Guide. http://doi.sc.gov/NR/rdonlyres/D53AFA0E-473D-41F4-9823-BDFC5642AB97/0/MedicareShoppersGuide.pdf
It appears that in SC, under age 65 can only purchase through the “Insurance Pool” (see page 6). You may want to contact the office of aging (phone number on page 8 ) to see if there are any other options, as these premiums look outrageous.