Frankly, this doesn’t surprise me. Here is a link to the article. CVS did a study and found that HALF of all PDP members could have saved at least $250/year if they made a better choice on their plan! I’d be willing to bet that with the MAJOR CHANGES in PDP’s for 2009, 80-90% of [...]
Archive for November, 2008
Half the Senior Citizens in Medicare Drug Plans Could Have Saved Money with Better Choice
Posted in CMS on November 13, 2008 | 6 Comments »
Getting Ready for AEP!!
Posted in About Ritter Insurance Marketing on November 13, 2008 | 3 Comments »
AEP starts this Saturday. Since we’re getting some good conversations about the CMS marketing regs, I thought it might be nice to have some sharing about ways to expand our client bases and offer additional products and services to our existing base. Assuming we are operating in a lower commission environment, how can we make the [...]
Pennsylvania Pace/PaceNET Program Update
Posted in Medicare Advantage, Part D on November 13, 2008 | 6 Comments »
It’s that time of year again when PACE/PACENET are sending their enrollees letters about changing their PDP. We contacted PACE and found out the following: If the client is currently enrolled in a MAPD they should not receive a letter however PACE does not guarantee that a MAPD client would not receive a letter. This [...]
Senator Max Baucus Unveils Healthcare Reform Plan
Posted in CMS on November 13, 2008 | Leave a Comment »
Here is a link to Sen. Baucus’ actual plan. There are several articles written about the plan. From the LA Times From the Politico From the WSJ There is a section on Medicare Advantage starting on page 76.
Bravo Health Requiring Sales Appointment Confirmation Form (Scope of Appointment) with all Enrollments Effective Immediately
Posted in Bravo, Insurance Companies on November 13, 2008 | Leave a Comment »
To view the form, visit Resource Center, select Bravo Health as Company, select Application as Resource and click submit. For instructions on how to submit business with Bravo Health, visit our Submitting business page for Bravo.
Agent Materials Now Available for Coventry (Advantra Freedom, Savings and RX)
Posted in About Ritter Insurance Marketing, Coventry, Insurance Companies, Website on November 13, 2008 | 1 Comment »
Today I posted some nice materials for agent’s use with Coventry. These include 3 editable PDF’s for Coventry’s Advantra Freedom plan and 1 editable PDF for Coventry’s Advantra Savings plan. I put these in my Resource Center. Just select Coventry as company and CMS Approved Marketing Materials as the Resource and hit submit. Also in [...]
From Craig: I need your help!
Posted in CMS on November 12, 2008 | 13 Comments »
Please scour your records from 2006 and 2007 for any information you have on bonuses paid on Medicare Advantage business for those years. I don’t need anything from 2008. Additionally, if you won a company trip based on 2006 or 2007 MA writings, please e-mail me with the trip guidelines and the 1099 amount for [...]
Message from Genworth to it’s Stakeholders
Posted in American Continental, Continental Life, Genworth Companies, Genworth Life and Annuity, Genworth Life Insurance Company, Insurance Companies on November 12, 2008 | Leave a Comment »
Genworth is a company for which I have a lot of respect. Like many corporations, they have fallen on some pretty hard times, especially at the holding company level. The company is taking very strong action by eliminating it’s dividend, halting it’s stock buyback and slashing expenses. I suspect that it’s troubles can be pinned [...]
Today’s Options Live Web Meeting to Cover Online Medicare Advantage Enrollment Procedure
Posted in American Progressive, Insurance Companies, Pyramid Life, Universal American Companies on November 12, 2008 | Leave a Comment »
There will be two presenations on this Friday, November 14th to review the online enrollment process for the Universal American companies (Pyramid, American Progressive and HMO’s). The times are 9am and 3pm. In using this process, you will still take a paper application which will be sent into the company, however, the online process will improve [...]
Comment to Center for Medicare and Medicaid Services (CMS) Interim final rule with Comment Period
Posted in CMS on November 12, 2008 | 55 Comments »
Here is something I put together for everyone to tear apart. I’m not a fan of mandated caps, but that seems to be pretty much where we are. Given the Government’s desire to protect the taxpayer and the Medicare Beneficiary, this will happen. Perhaps we can frame this in a way that is good for Medicare beneficiaries, taxpayers [...]