Ritter Insurance Marketing, Craig Ritter

Single app for use with Multiple Great American Companies for Med Supp

  Good news! When you start submitting business to our Austin office on June 25th, you can now use our new “single” application for Central Reserve Life (CRL), Continental General Insurance (CGI) and Provident American Life & Health (PALHIC) insurance companies Med Supp applications in select states! This means that you can use the same…

24 Jun 08
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Aetna Medicare Announces Training in California

June 23, 2008 Learn About Aetna Medicare Plans in Southern California! See below for seminar dates, times and locations for in-person training sessions. Get what you need to sell. FAST! Did You Know…

  • You can offer competitive rates and plans to fit your client’s lifestyle
    RSVP today to find out everything…
    24 Jun 08
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Secure Horizons Medicare Supplement Rate Actions

Rate Actions SecureHorizons Medicare Supplement rate adjustments for in-force and new business continue to be implemented. Revised rates for CA, FL, GA and KY will be implemented on August 1, 2008, as outlined below:   State Area Plan A Plan B Plan C Plan E Plan F Plan F+ Plan G Plan J California All…

24 Jun 08
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Unicare/Wellpoint Eliminates Commissions on New Business for Enhanced/Enhanced Plus Effective 8/1/08

In 2007, we introduced our Enhanced and Enhance Plus Plans which have very rich benefits.  These plans accounted for 40% of all new PFFS sales during our Open Enrollment Period..  Unfortunately the benefit design has resulted in adverse selection and very high loss ratios on this block of business. The negative financial impact of this…

24 Jun 08
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Agent Suggestions for Medicare Quote Engine (MQE)

I’ve received a number of requests for additional companies to be added to MQE.  A few words on this.  I’ve been somewhat hesitant to add companies on a national basis.  Currently, for medigap, we have 9 companies we support nationally.  Assuming they are in an average of 30 states, that’s 270 updates/year when the companies change…

24 Jun 08
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Conseco introduces plan J in 8 additional states

Dated June 23, 2008 from Conseco. Conseco adds plan J in 8 new states:  GA, KS, MS, NC, NE, OK, SC and TX. These states are in addition to the existing states of AL, AZ, IL, IN, IA, LA, MO, OH, OR, WV and UT. To view a plan J rate for Conseco, visit our…

24 Jun 08
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Special Elections

I had two interesting questions on Special Election Periods (SEP’s) for Medicare Advantage come up today: 1.  The first question was about the State Pharmaceutical Assistance Program (SPAP) in PA called the PACE/PACEnet program.  To summarize, the question was whether the PACE/PACENET program entitled an enrollee to a special election because it is considered Low…

23 Jun 08
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Protected: United of Omaha rolls out Medigap in New States

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23 Jun 08
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The Future of PFFS

I found this from the www.agentssalesjournal.com website.  Written by Michael Murillo    In June 2007, seven health care sponsors voluntarily agreed to temporarily suspend marketing their private fee-for-service (PFFS) Medicare plans. After facing increased scrutiny from federal agencies regarding questionable marketing activities, the companies needed time to review their practices and ensure that seniors…

23 Jun 08
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New Business Submission Procedures changing for Continental General, CRL and Provident

Effective June 24th, the new business procedures for Central Reserve Life (CRL), Continental General (CGI) and Provident American Life and Health (PALHIC) Insurance companies will change. You have heard about it for months and the change will happen soon. Here are some important dates to keep in mind when submitting all New Business applications for…

23 Jun 08
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