Ritter Insurance Marketing, Craig Ritter

Senate fails to postpone Medicare payment cut

From the NAHU Newswire: In continuing coverage from previous editions of NAHU Newswire, the New York Times (6/27, Pear) reports that physicians now “face a 10 percent cut in Medicare payments next week, following the Senate’s failure on Thursday to take up legislation that would have averted the cuts.” By a vote…

27 Jun 08
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My Best Guess for 2009 Medicare Advantage (MA) Benefits – Cigna, Aetna, Coventry, Humana, Today’s Options, Wellcare

This post is for INSURANCE AGENT USE ONLY and is just my opinion on the 2009 market. First, I’ve been getting questions every day, “what do the ’09 plans look like??”  For some reason, the carriers seem to be tight lipped about what they plan to do for 09.  Specifics will begin to leak out…

27 Jun 08
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6/26 Senate Vote to Cut Medicare Funding Fails by one Vote (HR 6331 & S. 3101)

This is from Reuters: By one vote, Senate Republicans on Thursday blocked a bill to shave billions of dollars from health plans that contract with the federal Medicare program and avert a pay cut for doctors. On a 59-40 count, mostly Democratic backers fell shy of the 60 needed to clear a procedural roadblock…

26 Jun 08
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My Opinion on Legislative action cutting Funds to Medicare Advantage and PFFS Plans

We’ve had a number of phone calls from insurance agents on this issue and I’d like to take a few minutes to give my opinion.  Let’s start at the beginning, one of the stated objectives of the Medicare Modernization Act of 2003 was to expand Medicare Advantage, especially in rural areas where, in many cases,…

26 Jun 08
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Future of PFFS at Stake as Senate to vote on Medicare Bill

Here is a note from American Progressive who offers PFFS plans to 190,000 Medicare beneficiaries nationally and 18,000 in Pennsylvania, alone. URGENT MESSAGE — Vote NO on H.R. 6331
Contact Pennsylvania Senator Specter TODAY.
In the next several hours, the Senate will begin to vote on the final H.R. 6331 Medicare bill. This…

26 Jun 08
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More Details on Pending Legislation which would Cut PFFS Funding

More details on the Pending Legislation to avert the cut in Physician’s pay.  The key issue here is how to fund this.  The House Bill (which passed overwhelmingly), would be devastating to Medicare Advantage funding (in particular, to PFFS plans), while the Grassley-Baucus Compromise would less destructive. Here is the complete text on the Capitol…

26 Jun 08
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Commentary From Wellcare on Senate Bill 3101

Key point here is to support the Grassley-Baucus compromise bill versus the House version of the bill. Here is the complete text of the Wellcare comments: On Tuesday the House of Representatives voted to phase out the Medicare Advantage PFFS program by a vote of 355-59.  Many House members said they changed their vote because…

26 Jun 08
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Contact Senators Regarding Senate Bill 3101

FROM CRAIG:  HOUSE BILL 6331 AND SENATE BILL 3101 WILL HAVE A DEVASTING IMPACT ON SENIORS (ESPECIALLY THOSE WITH LOWER INCOMES AND IN RURAL AREAS) WHO HAVE RECENTLY BENEFITED FROM PRIVATE FEE FOR SERVICE PLANS.  THE PROPOSED $15 BILLION IN MEDICARE ADVANTAGE CUTS WILL LIKELY RESULT IN FEWER CHOICES FOR THOSE SENIORS WHO CANNOT AFFORD…

26 Jun 08
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Electronic Applications Expanded with Great American Companies

Comments from Craig:  I’m thinking that this program could have a very good application for those agents who are working with individuals via the phone and internet.  Even in cases where you don’t want to drive an hour to get a final expense app signed. . . I will be adding CGI Senior Life to our…

26 Jun 08
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Upcoming Deadlines for LTC Partnership Training

Here are the dates for the deadlines for taking the 8 CE credit hour LTC Partnership training (by state): 07/01/2008 – ME, MT, ND & SD
07/03/2008 – RI
08/01/2008 – MO & NE
09/01/2008 – OH
09/10/2008 – MD
10/01/2008 – GA
12/31/2008 – PA
01/01/2009 –…

26 Jun 08
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